Excluded driver on insurance in texas

 · In fact, as of September 1st, , insurance companies in Texas must now disclose (verbally and in writing) to the applicant or insured that “a named driver policy does not provide coverage for individuals residing in the insured’s household that are not named on the policy” before accepting any premiums or fees (Texas Insurance Code Sec ).Estimated Reading Time: 5 mins. Texas Bill Revises “Named Driver” Exclusion Policy Requirements. Texas drivers who are injured in a car accident have a little more reason to celebrate after the latest Texas legislative session. After a prolonged assault on various personal injury victims by pro-insurance backed legislation, Texas lawmakers have made it a little harder to avoid an injury lawyer’s claim in certain 5/5. Last year the Texas House of Representatives passed a named driver exclusion bill. A previous article of the House’s bill can be found here. After some natural wrangling of the bill in the Texas Senate, Texans now have a final version of the bill. Section of Texas Insurance Code is effective as of September 1, , and equates to added coverage regarding driver 5/5.

insured, an excluded driver policy generally covers all drivers except those specifically excluded from coverage by name. Those who buy excluded driver policies are already informed that the policy does not cover all possible drivers, because the excluded drivers are specifically listed by name. Texas Bill Revises “Named Driver” Exclusion Policy Requirements. Texas drivers who are injured in a car accident have a little more reason to celebrate after the latest Texas legislative session. After a prolonged assault on various personal injury victims by pro-insurance backed legislation, Texas lawmakers have made it a little harder to avoid an injury lawyer’s claim in certain circumstances. In fact, as of September 1st, , insurance companies in Texas must now disclose (verbally and in writing) to the applicant or insured that “a named driver policy does not provide coverage for individuals residing in the insured’s household that are not named on the policy” before accepting any premiums or fees (Texas Insurance Code Sec ).

Most drivers do this by buying auto liability insurance. Other drivers could sue you to collect the difference. Excluded driver. That is, the insurance policy could exclude any driver from coverage and render the insurance policy inapplicable when the insurance policy did not specifically. List yourself as an excluded driver. The key to getting car insurance without a license is buying a.